8% per annum in fees seems a lot, then the ETF fees are added on top of this – according to stockspot 0. You don’t need to reveal your personal situation to everyone, but not talking regularly and openly about finance is a good way to make bad decisions. 6. Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for…Active fund managers like KSM have struggled to generate good returns, with a negative five-year annualised return, highlighting why active fund managers tend to underperform a market index. I was referring to their so called top level marketing dog, Larry Lee. 7% p. Au Coupon Code: See All Stockspot. VAS - Vanguard Australian Shares Index ETF (fee: 0. The results are only estimates and the actual amounts may be higher or lower. Stockspot is fantastic for my family and I. Sports. During the 2022 downturn, 93% of superfunds had a negative financial year performance. 9M on August 16, 2023. With this information, the robo-adviser builds them a portfolio, with ETFs used as the lego bricks. 50 for account balances of $2,000-$10,000, and rise once you pass the $10,000 mark. eToro is an Israeli founded online trading platform available in many countries around the world, including Australia. The Stockspot Fat Ca. (4) An asset allocation that matches your risk tolerance means you are less likely to. Here are a few PSUs i've been looking into, but I'm aware of the fact that most Thermaltake PSUs are "trash" I've seen people like LTT use Thermaltake PSUs in their builds and I'm wondering if theyre all as bad as people say they are. 2%. We couldn’t agree more! Paridhi is the founder of SkilledSmart, an education program she calls ‘money school for adults’. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. of your portfolio. "IAF is our current Stockspot portfolio inclusion from this asset group. Now as I said at the start, I am not a financial expert, this has never happened to me, and I am still delving into Superhero’s Financial Services Guide and Product Disclosure Statement for the details, and would recommend you do the same – or at least ask the question of their customer support. Stockspot makes tax time easier by combining the statements from all exchange traded funds (ETFs) you own within your Stockspot portfolio. So far, Stockspot portfolios have performed well, with the highest return on investments at 10. I have been a Stockspot customer since 2015 and have made consistently good returns (circa 5-8% p. Grow your wealth with your own professionally managed investment portfolio. 5 per cent per year in investment fees to a fund charging 0. In this video, I share 5 things you should consider when choosing a super fund. com. Since Stockspot takes a % fee on your balance but no fee on making trades, their incentives align better (and they actually champion some good causes within the industry). This is how much the portfolio has grown from the start date. Get your SMSF portfolio recommendation. It’s capable of offering up to 1800 running. Time-weighted return is a good measure of the performance of the portfolio allocation since it removes the distorting impacts of top up investments and withdrawals. It gives you the opportunity to choose 1 of 5 investment strategies. Any advice contained in this website is general advice only. Each kids account will have its own cash account. At Stockspot we believe you should only consider investing once you have: 3-6 months worth of expenses saved as a ‘rainy day fund’. Would be nice to have instant transfer. We use automation and software to reduce unnecessary costs so our clients can keep more money in their pockets. a+ return in the long run. S. A bit late but I work as an RMA technician for a system integrator that uses re-badged Netac drives along with Samsung and Intel (Soildigm) SSDs. Aussie shares and ETFs are charged $3 brokerage. Stockspot has raised $3. Helping Australians invest better. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Be as hands-on or hands-off as you like. We were founded in 2013 with a mission to help more Australians access expert investment advice and portfolio management. That’s good news for Delta Air Lines’ frequent users as they can use their Delta Air Lines flying points to book flights with its partner airlines from anywhere in the world. ”. stockspot. All markets move in cycles and the best time to be cautious is when every friend, family member and uber driver is jumping up and down with excitement. What are the best technology ETFs 2023? How to invest in technology using an exchange traded fund (ETF). So it’s either a good or bad or ok time to invest. share market has outperformed other global markets over the last 5 years so investors. So let's get started with the nitty gritty of it. Passive investing is a long-term investing strategy where the investor buys and holds stocks. 5%. Janus Henderson Sustainable Credit Active ETF (Managed Fund) N/A. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider. For investors who are non-US residents, the good news is that the US withholding tax rate is typically reduced from 30% to 15% under the Australia/US Double Tax Agreement. Stockspot portfolios are designed to invest for both growth and dividends. 3 billion. If your investments grow at 8% per year, you’ll reach $51,000 in five years. au is 23,433 USD. Pocket is a limited service brokerage app, there are 7 products, only 2 track major passive indexes, IOZ (ASX 200) and NDQ (Nasdaq). Companies in this index generally have a market cap of a few hundred million dollars to $2 billion, so it can be used as a good guide as to what constitutes a small cap on the ASX. This extra return comes from selecting the best low-cost products, Maintaining a suitable investment mix for your situation and investing goals, Helping you avoid costly investment mistakes with behavioural coaching, and automatic rebalancing so your portfolio remains healthy. Of the 155, only 36 earned four or. As mentioned above, the easiest way to get a grip on your current skills is to reflect on your academic and professional experiences. Unlike unlisted managed funds, ETF portfolio. That’s right, share market returns in. Stockspot: Robo Advice Stockspot makes investing easy. Using Stockspot’s preferred ETFs as proxies for market returns in the study, Brycki found that the iShares Global 100 ETF (ASX: IOO) swept the floor compared to the. The company is among a number of next-generation banking and investment players emerging out of digital and mobile disruption. When it comes to ASX ETFs, one of the leading experts on the matter is Chris Brycki. The U. Currently owner-occupied mortgage rates are around 3% p. the financial literacy of all Australians and to empower both women and men to challenge the status quo and make good financial choices. Non-fungible tokens are unique verifiable digital assets that represent ownership of an item such as a piece of artwork or a video clip of your favourite basketball athlete. It is licensed to provide personal advice. us has a ranking advantage over all other extensions when your location is in the United States. Stockspot is an online investment adviser, Pearler is a trading platform. That’s why Robo investment companies like Acorns and Stockspot are in business. The millions of working Australians in default super funds could benefit greatly if all their super money went into a low-cost index fund. Stockspot is a waste of money. | Read 41-60 Reviews out of 74. However, Stockspot continues to maintain good growth with minimal downside when the market gets nervous. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. About this app. Non-fungible tokens are unique verifiable digital assets that represent ownership of an item such as a piece of artwork or a video clip of your favourite basketball athlete. When you invest in Stockspot Savings you purchase units in the cash ETF. Australia's largest digital advisor. Your Stockspot investments will include global shares, Australian shares, gold, and. com. Consider the tasks you’ve taken on, the training you’ve completed, and the courses you had in school. Basically the underlying ETFs each have their own fee built into their prices, so you are paying Stockspot’s fees to manage your portfolio allocation of ETFs, plus the ETF’s underlying fees on top. How Stockspot works ( 2 mins ) Assuming an initial amount of $2,000 at 9% return per year. (Stockspot reduced our investments in these markets in late 2017 due to rising correlations between shares and bonds) For long term investors, the falls in early February 2018 were a blip on the longer term uptrend. A good 9mm that expands to double its diameter, or 0. Get Stockspot articles straight to your inbox. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs except in circumstances where you have provided your personal financial details via. I'm relatively new to investing but it looks like this guys manage my investment portfolio with fairly low. Stockspot has 5 stars! Check out what 82 people have written so far, and share your own experience. IAF and VAF are the 2 largest Australian Bond ETFs managing $2. 6. 10. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Stockspot. Gold is an insurance policy, and when share markets fall, which they inevitably do, you’ll be happy you own it. You can find your cash account details in the ‘ Transfer Money > Deposit Money’ section of your dashboard. It's truly the gift that keeps on giving. However, online registration is required. 70% every time you move your money from Australian. The explanation given by stockspot is: "Sanlam Private wealth Pty Ltd is the operator of Stockspot and is regulated by ASIC. ETFs are also more tax efficient than managed funds because they trade on stock exchanges, such as the Australian Securities Exchange (ASX). Stockspot offers a free assessment and will suggest the right investment mix of low-cost ETFs for your SMSF. Com. Size. For example, the yield on five-year government bonds rose from 1. I use Stockspot it’s good Reply. We keep things simple because that's how investing should be. a+ return in the long run. BetaShares has consistently been gaining traction over the last few years after taking the third spot from SPDR in 2019. Head of Advice & Client Care at Stockspot: Stockspot is Australia's first digital investment adviser. How is it calculated? To calculate time weighted return you need to know your starting portfolio value, your ending value and the time period. Equity markets could see a more challenging year in 2022 with inflation at a nearly 40-year high and the Fed cutting back on its. 29%. 0. ”. Raiz, however, is a bit of a black sheep. AGVT has accumulated $532 million since it launched in July 2019. If you place an order on Stockspot, you may get 25% OFF. You can add all the children’s names in the ‘on behalf of’ section in the application, which will show in the Stockspot dashboard and app. The six areas making up your investment profile help Stockspot to assess the level of risk you should be taking in order to give you the best chance of achieving your goals in your desired time horizon. As you move into your 60s and near retirement age, your main aim is to preserve the wealth you’ve accumulated and ensure it still earns a decent return. We're hiring! | Stockspot is Australia's first and largest digital investment adviser. That first purchase required you to trust that your card details and your money would be safe. Exchange traded funds (ETFs), like those offered by Stockspot, are a good option for those wanting an alternative to cash in the bank because they are a low cost and easy way to get exposure to hundreds of companies. Phil’s new car gets good mileage. The passive investing strategy maximises your returns by minimising the costs of administration (including management fees and performance fees. Superhero trading review. Open navigation menu. us is short, offers an exact keyword match, highly brandable, and easy to remember. The astringent properties of vodka help in cleaning the pores and tighten them. Your Stockspot Cash Account is your ‘cash hub’ for your portfolio. Stockspot allows clients to sell their ETF holdings whenever the share market is open and receive their funds after normal ASX T+2 settlement. I don't think Call of Duty Modern Warfare 2 is a bad game, it's just incredibly boring for a Call of Duty campaign. Stone fruit, such as peaches and plums, have a water content of 88 percent, making them a sweet way to stay. Stockspot makes investing easy. According to Mr Brycki, 30-year-olds who. See exactly what you’re invested in and watch your portfolio grow. Invests in ETFs (Exchange Traded Funds) only, with monthly fees starting at $5. S. I have only recently decided to dip my toe in with a $2000 investment into Stockspot, to which they split it somewhat equally between units in VAS and IAF. Stake is an online stockbroker that offers trading in ASX and U. Using the example above, the annual % return on Kristy’s dashboard will still show 10% on 2 January, 2022. Any advice. But it’s at this time that getting into a good performing super fund can have the biggest impact on your financial future – and the ability to do all those amazing things you want when you stop working. Learn more about how Stockspot works. We do this because returns tend to revert to their long term averages over time so trimming good performers and buying laggards is a sensible strategy. 530. Stockspot cannot predict other factors that may affect your decision such as changes in interest rates. But turns out it’s mostly the risk assessment, which is a good idea in itself, and it’d probably be possible for a broker to implement that if people want that extra guidance in the beginning. Rather than deposit money with a bank or buy a term deposit, Stockspot Savings will place your money into a high interest cash Exchange Traded Fund (ETF). Vodka benefits for skin and hair. Stockspot charges 0. Side-by-side comparisons to directly compare Superhero with other trading platforms. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082. See what employees say it's like to work at Stockspot. This calculator should not be your sole source of information for making a. 00, it’s worth taking a further look. ”. Stockspot has emerged as the leader in the Australian digital investment space, having pioneered robo advice in Australia and now managing more than $650 million on behalf of 13,000 clients. Australians could save $245,000 by moving from a super fund charging 1. Stockspot senior manager investments and business initiatives Marc Jocum said smaller companies are generally younger, and less well-known than larger companies,. Despite a 9% dip from recent highs, Australian shares, which are in all Stockspot portfolios, are up 1. Date of experience: 16 November 2023. Pre COVID-19 it was trading at AU$2,200 and increased to AU$2,800 in. So is it worth it? Verdict:Stockspot is an. Stockspot themes also include the option of VIF and AAA. Size; Costs and slippage; Liquidity; Returns and track record ; Exposure and. Stockspot reviews and compares more than 250 ETFs in our annual Stockspot ETF Report. High quality government bonds are largely influenced by interest rates (both actual levels and changes in interest rate expectations). This extra return comes from selecting the best low-cost products, Maintaining a suitable investment mix for your situation and investing goals, Helping you avoid costly investment mistakes with behavioural coaching, and automatic rebalancing so your portfolio remains healthy. Stockspot founder Chris Brycki has grown his investing passion to $600 million in assets. All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication. There’s no hard evidence that astrology can predict the market, but with the recent upswing of interest in this ancient practice, Stockspot crunched five years of investing. If it sounds too good to be true, it probably is. Stockspot’s analysis found the average “fit cat” growth fund charged 1. This is something Stockspot manages for clients . Be as hands-on or hands-off as you like. Time. Visible just announced two new data plans to choose from: the Visible plan which unlimited talk, text, and data plan for $30/month, and the Visible+ plan that gives you unlimited everything, along with 5G Ultra Wideband coverage and a guaranteed 50 GB of high-speed data every. Exemplary customer service. I highly recommend them as a secure safe investment. You get access to the best interest. We act as your investment adviser to manage the exchange traded funds (ETF) portfolio on your behalf. Grow your wealth with your own professionally managed investment portfolio. impact investing. This is how much the portfolio has grown from the start date. Australia's largest digital advisor. Across the highest risk portfolio, Raiz and Six Park offer 'growth' exposure up to 90 per cent. Whether your aim is to grow your wealth, save for a home, or save for retirement, we help you get there with the. Is IVV a good investment? IVV is structured as a 1940 Act Fund, which compared to other structures, makes this favorable for buy and hold investors as dividends can be reinvested when paid. For those interested in how Brycki and the team create portfolios with only these five ETFs for different investors, he has graciously outlined two below. 2. We were founded in 2013 with a mission to help more Australians access expert investment advice and portfolio management. The Netac drives fail so often that some RMA techs don't bother to even test the drives before replacing them. All cash accounts will be migrated to Bank of Queensland. The Reserve Bank of Australia this week hiked the cash rate by 25bp to 3. It is. Aaron Francis “It is possible to have a good ETF-only portfolio without individual equities. Simple, secure performance. Automated investment in Australian and global ETFs suited to your chosen risk profile. Interest rates are rising, which while it may not be good news for mortgage holders, you’d think it would be good for term deposits. They essentially are providing what this ETF is providing at additional costs because they make investing super easy and friendly. It’s a good demonstration of how the higher dividend of HVST limits your ability to earn capital returns – an important component of investing in shares. Read Stockspot client reviews from Google and Trustpilot, as well as major forums like Reddit and Whirlpool. Any advice contained in this website. This combined with their poor performing assets pulled down their performance to 0. 11. | Read 41-60 Reviews out of 80 Do you agree with Stockspot's TrustScore?The app is very user friendly. Com. Stockspot this week released its third annual survey of the Australian passive universe, rating the 155 passive funds traded on the ASX on a variety of factors. Stockspot prefers not to do it until your average years invested is at least one year. 7 shanakaj said: Hey guys, i just checked out Stockspot. Astrology and the financial markets have a long and tenuous relationship. This means ETFs incur lower capital gains tax (CGT) compared to most active managed funds, which constantly trade and lead to higher CGT. Aussie shares and ETFs are charged $3 brokerage. 50 per trade. 3% per annum and the portfolio with the least amount of risk showed a return of 5. Doing this is as in individual DIY investor is extremely hard. You can buy whole or fractional shares in U. The bottom funds in this group typically had a 52% allocation to defensive assets like bonds and cash. Invests in ETFs (Exchange Traded Funds) only, with monthly fees starting at $5. Stockspot has emerged as the leader in the Australian digital investment space, having pioneered robo advice in Australia and now managing more than $650 million on behalf of 13,000 clients. Hardly something to run from!. 0%. A 720 credit score is a good credit score. You as the client own the investments directly under your own holder identification number (HIN). When that fund takes its 1 per cent fee, that will be $1. 5%. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Stockspot’s analysis found the average “fit cat” growth fund charged 1. Can I top-up my portfolio? You can top-up your portfolio anytime by setting-up a regular transfer from your external bank account to your Stockspot cash account. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Stockspot Founder and CEO, Chris Brycki debates a bitcoin millionaire at the peak of the frenzy in January 2018. In a blog post, Stockspot CEO Chris Brycki explains that there was a move towards indirect ownership in the 2000s to "reduce trading costs, improve efficiency and increase profitability". sustainable investing. Comparisons. Discover detailed analyses of the top two high-yielding Australian bond ETFs, and learn about their yields, duration and characteristics. share market has outperformed other global markets over the last 5 years so. Like Pearler, Stockspot is a strong advocate of long-term investing, but every individual has different goals and timeframes, and that’s why we create customised strategies and portfolios. However, if you stick to your strategy for 10 years, you’ll be able to put more than $113,000 towards those dreams you had in mind. Fool. Stockspot ABN 87 163 214 319 is a licensed. It could be from savings, a bonus or tax return. It's the easy and stress-free way to build your wealth, and minimise risks so you can get on with enjoying life. Stockspot is quite good in that it has goal setting and progressively introduces different kinds of investments e. - The modeling tools are really good they allow you to build organic shapes with ease. 50, and US shares at USD $9. A. 9%. Stockspot. Chris Brycki is the founder of Stockspot, Australia’s largest robo investment adviser, and a brilliant thinker. Similarly, on the defensive side, Raiz and Six Park growth exposure. The position has solidified her. 08 per cent. Each has a different ratings structure based on what they have determined makes a good investment. Here are my tips on setting good investing habits for 2022. The returns published on the Stockspot website (above) use the compound time-weighted methodology. Pre COVID-19 it was trading at AU. There are some other interesting takeaways from this:Stockspot Vs Six Park Vs Vanguard ETF - VDGR Diversified Growth Index. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. Each visitor makes around 2. We help clients distinguish between sensible investments and marketing hype. Stockspot provides me a simple, secure way to invest in the markets with very low fees and a diversified portfolio which has performed better than many other funds. 9% after fees. Leave a Reply Cancel reply. Remember, time in the market i s better than trying to time the market. To keep things simple, this calculator assumes that you’re cashing out the gains you make each year. #6. When you trade on Stake, you can only trade in US dollars. As your adviser, Stockspot will rely on your investment profile to determine which one of our five portfolios is suited to you based on how. Any advice contained. It’s hard to know in advance, but a good place to start looking would be sectors that have haven’t done so well over the past decade and are due for ‘mean reversion’. 2%. If you trade US shares from SelfWealth, an FX fee of 60bps will be charged. I have friends who have also opened accounts with Stockspot. stocks and ETFs for Australian investors. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. You might also be interested in our annual super report. The chart shows that over the last 135 years of US stock market history, when the market has had a strong period of past performance like it has today (16% per year over 10 years), rising to similar valuation levels, the next 10 years looks much less exciting and average returns are closer to 2% per year. Ethical investing can also be called: socially responsible investing. 45M over 4 rounds. This is similar to what a financial advisor/planner would charge ~1% p. | Read 21-40 Reviews out of 80. 4. Stockspot learns about your personal situation and investing preferences, and then uses this to assign you a custom investment portfolio built using Exchange Traded Funds with exposure to Stocks, Bonds and Gold. For the July quarter, management expects adjusted per-share profits of $1. Joanna is a health and wellness entrepreneur, the brains behind ‘ The Healthy VA ’, a switched on Stockspot investor and according to her website, a self described introverted tech nerd! About 18 months ago, Joanna and her husband set up a Stockspot Kids investing portfolio for. Robo advisers charge a fraction of the cost of a typical financial adviser and are much cheaper. Get Stockspot articles straight to your inbox. 8Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. I tried to transfer fund via payID, however it is not OSKO, but take approx slightly less than 24 hours for the fund to arrived. The onboarding process is amazingly simple. Read Stockspot client reviews from Google and Trustpilot, as well as major forums like Reddit and Whirlpool. However, while doing some reading on this forum I came across Stockspot a few times. Using the example above, the annual % return on Kristy’s dashboard will still show 10% on 2 January, 2022. ) Stockspot is an Roboadvisor based in Sydney, Australia. Stockspot Reviews 82 • Excellent. Our communication at Stockspot is with Sarah and Mark, who are courteous and helpful and make sure you know by investing with Stockspot, they are there to help you. The good-credit range includes scores of 700 to 749, while an excellent credit score is 750 to 850, and people with scores this high are in a good position to qualify for the best possible mortgages, auto loans and credit cards, among other things. These include:. Monthly fees start at $5. The returns published on the Stockspot website (above) use the compound time-weighted methodology. "Stockspot vs Spaceship reporting Superannuation Hello all. Stockspot ABN 87 163 214 319 is a licensed Australian. The U. Stockspot, will offer additional human advice if you feel you need it. See moreI have been a Stockspot customer since 2015 and have made consistently good returns (circa 5-8% p. Stockspot. Any conflicts of interest and third-party arrangements must be disclosed to the consumer. ESPO is the largest esports ETF on the ASX with $70 million in funds under management (FUM). Salaries, reviews, and more - all posted by employees working at Stockspot. The next stage is even better: by completing a simple set of questions their system will suggest a portfolio of investments which suits your investment objectives and your risk tolerance. February, not January, is a good time to map your financial goals. 5%. What we like about Stockspot. . 2. You’ll then owe taxes on these earnings based on your current income tax rate. You might also be interested in our annual super report. 6% to 1. In a Frontier Airlines review, Tripadvisor user Virginia M. com. 50. Is it any good? My honest, upfront review of Stockspot as a customer since 2017. We help you grow your money with less stress. Stockspot also helps clients by automating everything, saving them time, money, effort, and stress, compared to a DIY (do-it-yourself) investment. There's no paperwork, nothing to post, and no jargon. Source: ASX as of June 2023. S. Financially, reinvesting dividends works by compounding your earnings. Stockspot builds you a smart, custom portfolio of low-cost ETFs (exchange traded funds) by combining the expertise of qualified investment advisers and an automated investment. But it adds up quickly and it’s not great for you. I have had a good experience with Stockspot so far and a pretty good return on investment. 8 billion on the ASX. See exactly what you’re invested in and watch your. Investors can earn more than 7 per cent paid quarterly on capital notes being offered by leading banks – more than double the returns on offer from best-paying 12-month. Purchasing unhedged ETFs can be a good thing if the Australian dollar falls. 3% increase in yield came about by the price of the bond falling by roughly 5 x 1. Im not sure whether its my bank or Coinspot. . I'm humbled to have reached 1 million views on YouTube, but couldn. Stockspot’s Fat Cat Funds Report is the largest analysis of Australian superannuation and managed funds. Section 2. Premium Powerups Explore Gaming. We love that over 1 in 5 of our SMSF investors are retirees who trust Stockspot to manage a portion of their. Stockspot ABN 87 163 214 319 is a licensed Australian Financial Services provider (AFSL 536082) regulated by ASIC. For example, Stockspot’s minimum investment amount is $500 for those investing less than $50,000. Price of iShares Core Composite Bond ETF (IAF) Gold is normally a good hedge against inflation and other risks. Whether your aim is to grow your wealth, save for a home, save for retirement, or invest for your kids' future, we help you. “The reason for that is the ETF issuers commercially want to offer products they think they can get good assets under management in and pay themselves and when they survey what people are interested in it tends to be what has done well recently. They presented the data using colour coding (red meaning bad and white meaning good) to make it more intuitive. CMC Markets. We review Vanguard and compare Vanguard to Stockspot, so you can make an informed decision about how you want to invest. However, the opposite occurs if it rises. Part of our core work at Stockspot is to educate more people about investing and finance to make these topics more accessible. Reinvesting dividends effectively earns you. 2% ROI. 2. What's the Statement of Advice and why is it so long? Sarah (1m 42s): It's a very good place to start. Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs except in circumstances where you have provided your personal financial details via. Basically the underlying ETFs each have their own fee built into their prices, so you are paying Stockspot’s fees to manage your portfolio allocation of ETFs, plus the ETF’s underlying fees on top. Very user-friendly, good for novices. 5%. It’s basically a set and forget system you don’t have to do anything once your account is set up. The best offence is a good defence. 10:00pm, Aug 30, 2021 Updated:.